All information provided by us on this website is general information and should not be construed as advice. We derive our information from sources which we believe to be accurate and up to date as at the date of publication. We nevertheless reserve the right to update this information from time to time. We do not make any representations or warranties that the information we provide is reliable, accurate or complete or that your access to this website or that information will be uninterrupted, error-free, timely or secure. We are not liable for any loss resulting from any action taken or reliance made by you on any information or material posted on this website. You should make your own inquiries and seek independent advice from relevant industry professionals before acting or relying on any information or material which is made available to you via this website.
We do not accept responsibility for any loss or damage, however caused (including through negligence), which you may directly or indirectly suffer in connection with your use of this website or any linked website, nor do we accept any responsibility for any such loss arising out of your use of or reliance on information contained on or accessed through this website.
This disclaimer does not attempt or purport to exclude liability arising under statute if, and to the extent, such liability cannot be lawfully excluded.
You must take your own precautions to ensure that the process which you employ for accessing this website does not expose you to the risk of viruses, malicious computer code or other forms of interference which may damage your own computer system. For the removal of doubt, we do not accept responsibility for any interference or damage to your own computer system which arises in connection with your use of this website or any linked website.
While we do our best to ensure that any information contained on this website is accurate, we do not warrant the accuracy, adequacy or completeness of such information, nor do we undertake to keep this website updated. We do not accept responsibility for loss suffered as a result of reliance by you upon the accuracy or currency of information contained on this website.
The placement of third party advertisements (if any) appearing on this website does not constitute a recommendation or endorsement by us of the advertisers’ products and services and the third party advertiser is solely responsible for the content of its advertisements and any representations made in or in connection with its advertisements.
Excluding third-party advertisements, all copyright, trade marks and other intellectual property in this website (including without limitation text, graphics, images, logos, icons, sound or digital recordings and software) is owned or licensed by us. You may not without our prior written permission by any means or in any form:
- adapt, reproduce, store, distribute, print, display, perform, publish or create derivative works from any part of this website; or
- commercialise any information, products or services obtained from any part of this website.
If you use any of our trade marks (whether registered or not) in reference to our activities, products or services, you must include a statement attributing that trade mark to us. You must not use any of our trade marks:
- in or as the whole or part of your own trade marks;
- in connection with activities, products or services which are not ours;
- in a manner which may be confusing, misleading or deceptive;
- in a manner that disparages us or our information, products or services (including this website).
Unless we agree otherwise in writing, you are provided with access to this website only for your personal use. You are authorised to print a copy of any information contained on this website for your personal use, unless such printing is expressly prohibited. Without limiting the foregoing, you may not without our written permission on-sell information obtained from this website.
This website may contain links to other websites (“linked websites”). Those links are provided for convenience only and may not remain current or be maintained. We are not responsible for the content or privacy practices associated with linked websites.
Our links with linked websites should not be construed as an endorsement, approval or recommendation by us of the owners or operators of those linked websites, or of any information, graphics, materials, products or services referred to or contained on those linked websites.
We collect and deal with personal information in accordance with our Privacy Notice, which is found here.
Security of information and monitoring of systems
LIC carries out ongoing monitoring of its information technology systems including email, wi-fi and internet systems. This includes activity logging, analysis and formal audits by LIC or third parties who can access information processed and stored on LIC’s information technology systems for that purpose.
By using LIC’s information technology systems including email, wi-fi and internet you accept that these are being monitored.
Termination of access
Access to this website may be terminated at any time by us without notice. Our disclaimer will nevertheless survive any such termination.